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Topics for classes include the following:
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Communication –making decisions with a spouse or partner who has different priorities/values.
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Spending Leaks – being realistic about where the money is spent and finding ways to plug the leaks.
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Needs vs. Wants – being a smart spender.
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Creating a Budget and Spending Plan – planning for the household spending based on the individual/ household priorities.
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Credit Awareness – including credit repair, making arrangements with creditors and establishing credit.
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Predatory Lending – check cashing pros/cons, mortgage scams, “Buy Here/Pay Here” worth it?
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Goal Setting – developing realistic goals and sticking to them.
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Basic Banking and Investing– provide as needed banking education.
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Energy Education – reduce energy cost with simple changes, including an energy (as available).
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